Is a leading underwriter of commercial property catastrophe insurance in the U.S. CATALYTIC RISK MANAGERS Learn more We are Earthquake specialists. EARTHQUAKE INSURANCE Learn more We will be around before and more importantly after the wind blows. WINDSTORM INSURANCE Learn more All Risk coverage for builders risk projects BUILDER'S RISK INSURANCE Learn more St. Judes...and KIDS. PROUDLY SUPPORTING Learn more

best underwriting results especially when a catastrophic event occurs

Catalytic Risk Managers is one of the largest independent underwriting managers operating in the U.S. specialty property catastrophe marketplace. The Company develops, markets and underwrites segment-specific property catastrophe products and programs on behalf of a number of highly rated domestic and international insurance carrier partners. The Company has strategically grown its deployable capacity such that, today, Catalytic is one of the largest writers of commercial Builders Risk, Earthquake, Terrorism, Wind and All Perils and residential Earthquake insurance in the U.S. and offers its products exclusively through a select network of wholesale insurance brokers. Catalytic Risk Managers was founded in 2013 by Align Financial Holdings, LLC bringing together the existing commercial property underwriting businesses and management teams of Align General Insurance Agency and Western RE Managers.

Commercial Earthquake

Catalytic offers up to $125 million in per risk capacity for Earthquake risks U.S. wide but predominantly in the western U.S.


Catalytic offers up to $100 million in per risk capacity for coastal Wind/Hail Only and Property All Risk products to commercial property owners in Florida and the coastal regions of the Gulf, Carolinas, Mid-Atlantic and the Eastern Seaboard.

Builders Risk

Construction around the U.S. continues to expand, and Catalytic offers ground up AOP and Natural Cat Builders Risk Coverage to protect these construction projects.


Catalytic offers terrorism coverage to commercial, industrial and governmental clients all over the U.S.

Residential Earthquake

Our “OPTIMUM” Residential Earthquake program covers dwellings and condominiums up to $5M in values. This ultra competitive product offers broad coverage and the highest commissions in the marketplace.